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Deposit Rates

Interest Rate and Annual Percentage Yields


*Call your Freedom Bank branch for current deposit specials!
 
Rates current as 10/7/24.
Type Min. Deposit to Open Min. Bal to Obtain APY*** Interest Rate APY
30 Day CD * $1,000 $0 2.00 % 2.00  %
90 Day CD * $1,000 $0 4.05 % 4.11 %
180 Day CD * $1,000 $0 4.05 % 4.11 %
1 Year CD *
 $1,000 $0 4.05 % 4.11 %
18 Month CD* $1,000 $0 3.95 % 4.01  %
2 Year CD * $1,000 $0 3.70 % 3.75 %
3 Year CD * $1,000 $0 3.45 % 3.49 %
4 Year CD * $1,000 $0 3.36 % 3.40 %
5 Year CD * $1,000 $0 3.26 % 3.30 %
Type Min. Deposit to Open Min. Bal to Obtain APY*** Interest Rate APY
Freedom Shield Plus Checking Account ++ $50 $0 0.20% 0.20%
Freedom Shield Gold Checking Account ++ $50 $0 0.20% 0.20%
Business Interest Checking ++ $100 $0 0.20% 0.20%
Type Min. Deposit to Open Min. Bal to Obtain APY*** Interest Rate APY
Tier 1 <$10,000.00 $1000 $0 0.80 % 0.80 %
Tier 2 $10,000.00 - $24,999.00 $1000 $10,000 0.90 % 0.90 %
Tier 3 $25,000.00 - $49,999.00 $1000 $25,000 1.00 % 1.00 %
Tier 4 $50,000.00-
$249,000.00
 $1000 $50,000 1.50 % 1.51 %
Tier 5
$250,000.00-
$9,999,999.99		 $1000 $250,000 2.00 % 2.02 %
Type Min. Deposit to Open Min. Bal to Obtain APY*** Interest Rate APY
Tier 1 <$10,000.00 $1000 $0 0.80 % 0.80 %
Tier 2 $10,000.00-
$24,999.99		 $1000 $10,000 0.90 % 0.90 %
Tier 3 $25,000.00-
$49,999.99		 $1000 $25,000 1.00 % 1.00 %
Tier 4 $50,000.00-
$249,999.99		 $1000 $50,000 1.50     % 1.51   %
Tier 5
$250,000.00-
$9,999,999.99		 $1000 $250,000 2.00 % 2.02 %
Type Min. Deposit to Open Min. Bal to Obtain APY*** Interest Rate APY
1 Year IRA* $250 $0 4.05 % 4.11 %
180 Day IRA* $250 $0 4.05 % 4.11 %
Anytime IRA* $250 $0 4.05 % 4.11 %
2 Year IRA* $250 $0 3.70 % 3.75 %
3 Year IRA* $250 $0 3.45 % 3.49 %
4 Year IRA* $250 $0 3.36   % 3.40 %
5 Year IRA* $250 $0 3.26 % 3.30 %

Type Min. Deposit to Open Min. Bal to Obtain APY*** Interest Rate APY
Savings Accounts ++ $100 $0 0.40% 0.40%
Minor Savings ++ $5 $0 0.40% 0.40%
Business Savings ++ $100 $0 - -
Tier 1 <$50,000.00 - $0 0.35% -
Tier 2 $50,000.00 - $50,000 0.45% -
Tier 3
$100,000.00
 - $100,000 0.55% -





APY = Annual Percentage Yield
*A penalty may be imposed for early withdrawal.
** Daily balance. The amount of principal in the account each day.
*** Average Daily balance. A periodic rate is applied to the average daily balance in the account for the period. The average Daily Balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.
++ The interest rate and annual percentage yield may change after account opening
Fees could reduce the earnings on the account.
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