With our Freedom Shield Checking, Freedom Shield Plus, and Freedom Shield Gold accounts, customers receive the following benefits at no additional cost. Learn more about each benefit below.
To learn more about these benefits and more, visit with your Personal Banking Representative at any of our seven locations.
ID Protect
Identity Theft Expense Reimbursement Coverage*2: Receive up to $10,000 to help pay expenses, clear your name and restore you identity, should you become the victim of identity fraud.
Comprehensive Identity Theft Resolution Services:*1 A dedicated fraud specialist assigned to manage your case. Experienced recovery professionals will handle the recover process until your identity is restored.
Debit and Credit Card Registration: Register your credit, debit and ATM cards and have peace of mind knowing you can call one toll-free number to cancel and request replacement cards should your cards be lost or stolen.
Credit File Monitoring: IDProtect will monitor your Equifax, Experian and TransUnion credit files daily, and automatically alert you if key changes occur. (registration/activation required)
Single Bureau Credit Report and Score: Access to single bureau credit reports and credit scores monthly. (registration/activation required).*3
Credit Score Tracker: Receive valuable insight into your credit score.*3,4 (registration/activation required)
Identity Monitoring: Monitoring over 1,000 databases and public records. (registration/activation required) 
Accidental Death & Dismemberment Insurance
Receive up to $10,000 24-hour Accidental Death & Dismemberment Insurance. Terms and conditions apply. You must complete the designated beneficiary form. (Coverage divides equally on joint accounts and reduces by 50% at age 70.)
Cellular Telephone Protection
Receive up to $300 of replacement or repair costs if your cell phone is stolen or damaged in the U.S. and abroad. $50 deductible applies. Maximum of two claims per year. Covers up to three phones on a cellular telephone bill paid through your checking account. (Cellular telephone bill must be paid through this account.)
Disclaimers
1Benefits are available to personal checking account owner(s), and their joint account owners subject to the terms and conditions for the applicable benefits. Some benefits require authentication, registration and/or account activation. Benefits are not available to a "signer" on the account who is not an account owner or to business, clubs, trusts organizations and/or churches and their members, or school sand their employees/students.
2Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the benefits described. Please refer to the actual Guide to Benefit and or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the guide to benefit or on the certificate of insurance. Insurance products are not insured by the FDIC or any Federal Government Agency; Not a deposit or guaranteed by the bank or bank affiliate.
3Credit Score is a Vantage Score 3.0 based on a single bureau data. Third parties may use a different Vantage Score or a different type of credit score to assess your creditworthiness. Once you have activated credit file monitoring, you may request your credit score. Once you have done so, you will have access to your score on a monthly basis.
4Credit Score Tracker: Once credit file monitoring has been activated and you have requested your first credit score, you may request a new credit score each month to be plotted on your Credit Score Tracker graph. Monthly email notifications will be sent to let you know when your new score is available.
This is not a full list of benefits, disclosures, and instructions. Customers will receive a benefit guide at the time of account opening.