Personal Checking

Freedom Shield Checking

	Details
Minimum to Open	$50
Interest	None
$6 Monthly Maintenance Fee	Monthly maintenance fee can be reduced or eliminated by doing the following during the monthly statement cycle, each of the three acts gives a $3 credit toward this fee up to a maximum credit of $6.00: Have or sign up for E-Statements 20 Posted Debit Card transactions per statement cycle Either $15,000 in combined average monthly balance in your deposit accounts or a $40,000 balance in loans

Freedom Shield Plus Checking

	Details
Minimum to Open	$50
Interest	Yes, A special rate will be paid on balances up to $10,000 if 20 debit card transactions post during the statement cycle. All balances over $10,000 will earn the normal rate.
$6 Monthly Maintenance Fee	Monthly Maintenance Fee may be reduced or eliminated by doing the following during the monthly statement cycle, each of three acts gives a $3.00 credit toward this fee, up to a maximum credit of $6.00: Have or sign up for E-Statements 20 Posted Debit Card transactions per statement cycle Either $15,000 in combined average monthly balance in your deposit accounts or a $40,000 balance in loans
Safe Deposit Box Rental	Free 3x5 safe deposit box or 50% off the annual rental rate of any size box with automatic deduction from your Freedom Bank account

Freedom Shield Gold Checking

	Details
Age	Must be 55 or older to qualify for this account
Minimum to Open	$50
Interest	Yes, A special rate will be paid on balances up to $10,000 if 20 debit card transactions post during the statement cycle. All balances over $10,000 will earn the normal rate.
$3 Monthly Maintenance Fee	Monthly Maintenance Fee may be eliminated by doing any of the following during the monthly statement cycle: Have or sign up for E-Statements 20 Posted Debit Card transactions per statement cycle Either $15,000 in combined average monthly balance in your deposit accounts or a $40,000 balance in loans
Safe Deposit Box Rental	50% off the annual rental rate of any size safe deposit box with automatic deduction from your Freedom Bank account
Checks	Free basic checks

Additional Features of ALL Freedom Bank Personal Checking account

Unlimited Check writing
Instant Issue Debit Cards
Free online banking and bill pay
Freedom Direct tele-banking
Free Money Orders and notary services
Free Cashier's Checks
IDProtect® - Identity Theft Monitoring and Resolution Service(1) for account owners
- Identity fraud expense reimbursement coverage²
- Resolution services
- 3-in-1 Credit Report ^(*)
- Credit File Monitoring ^(3)(*)
- And, more
Cell Phone Protection ⁽²⁾
- Receive up to $300 of replacement or repair costs if your cell phone is stolen or damaged
- Cell phone bill must be paid through Freedom checking account to receive this feature
Covers the first three phones listed on the cell phone bill
Accidental Death and Dismemberment Insurance ⁽²⁾
- Up to $10,000 of coverage
- Coverage divides equally among joint account owners
- Coverage reduces by 50% at age 70

*Registration and activation required.

(1) IDProtect® service is a personal identity theft protection service available to account owner(s) and their joint account holders. The service is available to non-publicly traded businesses and their business owner(s) listed on the account (service not available to employees or authorized signers who are not owners). For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s). For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member (Fiduciary is not covered). Service is not available to a “signer” on the account who is not an account owner. Service is not available to clubs,
organizations and/or churches and their members, schools and their employees/students

(2) Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is offered through the company named in the Guide to Benefit or on the insurance document. Guide to Benefit and insurance document will be included in follow-up letter.

(3) Credit file monitoring may take several days to begin following activation.

Insurance Products are not insured by the FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate

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Business Checking