| Minimum Deposit To Open Account | Minimum Balance To Obtain APY** | Interest Rate | APY | ||
|---|---|---|---|---|---|
| 30 Day CD * | $1,000 | $0 | 2.00% | 2.02% | |
| 90 Day CD * | $1,000 | $0 | 4.05% | 4.11% | |
| 180 Day CD * | $1,000 | $0 | 4.05% | 4.11% | |
|
1 Year CD *
|
$1,000 | $0 | 4.05% | 4.11% | |
| 18 Month CD* | $1,000 | $0 | 3.95% | 4.01% | |
| 2 Year CD * | $1,000 | $0 | 3.95% | 4.01% | |
| 3 Year CD * | $1,000 | $0 | 3.80% | 3.85% | |
| 4 Year CD * | $1,000 | $0 | 3.65% | 3.70% | |
| 5 Year CD * | $1,000 | $0 | 3.55% | 3.60% | |
CHECKING |
|||||
| Freedom Shield Plus Checking Account ++ | $50 | $0 | 0.20% | 0.20% | |
| Freedom Shield Gold Checking Account ++ | $50 | $0 | 0.20% | 0.20% | |
| Business Interest Checking ++ | $1,000 | $0 | 0.20% | 0.20% | |
MONEY MARKET |
|||||
| Money Market Account ++ | Tier 1 <$10,000.00 | $1,000 | $0 | 0.80% | 0.80% |
|
Tier 2
$10,000.00-
$24,999.00
|
$10,000
|
0.90% | 0.90% | ||
|
Tier 3 $25,000.00-
$49,999.00
|
$25,000 | 1.00% | 1.00% | ||
|
Tier 4 $50,000.00-
$249,000.00
|
$50,000 | 1.50% | 1.51% | ||
|
Tier 5
$250,000.00-
$9,999,999.99
|
$250,000 | 2.00% | 2.02% | ||
|
Business Money Market ++
|
Tier 1 <$10,000.00 | $1,000 | $0 | 0.80% | 0.80% |
|
Tier 2 $10,000.00-
$24,999.99
|
$10,000 | 0.90% | 0.90% | ||
|
Tier 3 $25,000.00-
$49,999.99
|
$25,000 | 1.00% | 1.00% | ||
|
Tier 4 $50,000.00-
$249,999.99
|
$50,000 | 1.50% | 1.51% | ||
|
Tier 5
$250,000.00-
$9,999,999.99
|
$250,000 | 2.00% | 2.02% | ||
IRA |
|||||
| 1 Year IRA * | $250 | $0 | 4.05% | 4.11% | |
| 180 Day IRA* | $250 | $0 | 4.05% | 4.11% | |
| Anytime IRA * | (1 Year) | $250 | $0 | 4.05% | 4.11% |
| 2 Year IRA * | $250 | $0 | 3.95% | 4.01% | |
| 3 Year IRA * | $250 | $0 | 3.80% | 3.85% | |
| 4 Year IRA * | $250 | $0 | 3.65% | 3.70% | |
| 5 Year IRA * | $250 | $0 | 3.55% |
3.60%
|
|
SAVINGS |
|||||
| Savings Accounts ++ | $100 | $0 | 0.40% | 0.40% | |
| Minor Savings ++ | $5 | $0 | 0.40% | 0.40% | |
| Business Savings ++ | $100 | $0 | |||
| Tier 1 <$50,000.00 | $0 | 0.35% | |||
| Tier 2 $50,000.00 | $50,000 | 0.45% | |||
|
Tier 3
$100,000.00
|
$100,000 | 0.55% |
Deposit Rates
APY = Annual Percentage Yield
*A penalty may be imposed for early withdrawal.
** Daily balance. The amount of principal in the account each day.
*** Average Daily balance. A periodic rate is applied to the average daily balance in the account for the period. The average Daily Balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.
++ The interest rate and annual percentage yield may change after account opening
Fees could reduce the earnings on the account.
