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Freedom Bank of Southern Missouri

Deposit Rates


Interest Rate and Annual Percentage Yields are current as 10/22/2018



Minimum Deposit To Open Account Minimum Balance To Obtain APY** Interest Rate APY
30 Day CD *
$1,000 $0 0.65% 0.65%
90 Day CD *
$1,000 $0 0.75% 0.75%
180 Day CD *
$1,000 $0 0.90% 0.90%
1 Year CD *

$1,000 $0 1.10% 1.10%
2 Year CD *
$1,000 $0 1.35% 1.36%
3 Year CD *
$1,000 $0 1.60% 1.61%
4 Year CD *
$1,000 $0 1.75% 1.76%
5 Year CD *
$1,000 $0 1.95% 1.96%
17 Month CD*
$1,000 $0 2.50% 2.52%
27 Month CD*
$1,000 $0 2.50% 2.52%

CHECKING





Freedom Shield Plus Checking Account ++
$500 $500 0.40% 0.40%
Freedom Shield Gold Checking Account ++
$100 $100 0.40% 0.40%
Business Interest Checking ++
$1,000 $1,000 0.25% 0.25%

MONEY MARKET





Tiered Money Market Account ++ Tier 1 <$10,000.00 $1,000 $1,000 0.50% 0.50%

Tier 2 $10,000.00

0.55% 0.55%

Tier 3 $25,000.00

0.65% 0.65%

Tier 4 $50,000.00

0.75% 0.75%
Business Money Market ++ Tier 1 <$10,000.00 $1,000 $1,000 0.50% 0.50%

Tier 2 $10,000.00

0.55% 0.55%

Tier 3 $25,000.00

0.65% 0.65%

Tier 4 $50,000.00

0.75% 0.75%

IRA





1 Year IRA *
$250 $250 1.10% 1.10%
Anytime IRA * (1 Year) $250 $250 1.30% 1.31%
2 Year IRA *
$250 $250 1.35% 1.36%
3 Year IRA *
$250 $250 1.60% 1.61%
4 Year IRA *
$250 $250 1.75% 1.76%
5 Year IRA *
$250 $250 1.95%
1.96%
 

SAVINGS





Savings Accounts ++
$100 $100 0.40% 0.40%
Minor Savings ++
$5 $0 0.40% 0.40%
Business Savings ++
$100 $0


Tier 1 <$50,000.00

0.45%

Tier 2 $50,000.00

0.55%

Tier 3
$100,000.00


0.65%

APY = Annual Percentage Yield

*A penalty may be imposed for early withdrawal.

** Daily balance. The amount of principal in the account each day.

*** Average Daily balance. A periodic rate is applied to the average daily balance in the account for the period. The average Daily Balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.

++ The interest rate and annual percentage yield may change after account opening

Fees could reduce the earnings on the account.

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CD Rates


Whether you're saving for a special purpose or thinking about the future, we have a variety of CD options